pregnant
Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

December 03, 2007

Bothersome Budgeting


I admit that I have not been quite steadfast in my quest to embrace frugality. If I were, I would not have spent $200 on my haircut alone (if you've seen my original hair, you would know that it's darn expensive to rebond it), would have more than $6 left in my expenditure account(and this needs to last until the 12th...sob)..etc.

One area that I really need to buck up is on my monthly budgeting. My philosophy with money is: Spend and don't ask how much it costs; Spend if it really makes you happy; Allowed to spend as long as there is money in the bank; No budget on spending for friends and family. The advantage of this is I can still buy stuff and not scrimp and save, no stress because I avoid looking at my bank balance and I NEVER spend beyond my means because I know when to stop.

Looking at this month's state of affairs though has prompted me to go into the hassle of recording expenditures and income, in hope that it will leave some room for increase in savings. I'm almost gagging writing this because those who know me knows that I hate knowing how much something costs. I swear my heart pounds harder, my cheeks will flush and I start sweating if I start looking at receipts and price tags. But what must be done has to be done.

Wish me luck...

November 05, 2007

Gas prices

I realised 2 days ago that it now takes $80 for us to top up the car full-tank with gas. In my head I was thinking, "Increase? Again?".

I'm not sure if it is the Hari Raya season or our work schedules now that has led us to needing a full-tank top up every 1 week + 1/2 days. That amounts to approximately $320 spent on petrol every month.

And that scares me.

October 30, 2007

Itchy Fingers

I am already itching to spend, spend, spend! I told you it wouldn't last.

I can already think of a 100 things (obviously an exaggeration) to do with my money:
- stop cooking and eat out everyday. hooray to clean kitchens!
- cut hair. it's just getting too long
- straighten hair. despite my sis's admonitions that I'm killing my hair, what with the previous straightening and then perming.
- get a pedicure/manicure
- buy those cute flower stickers for my nails
- buy a hair clip (metallic)
- get myself the blue top from a certain website
- get myself the blue skirt from a certain website
- get some pictures professionally framed (something that I have wanted for a long time)
- get our family studio photo done and framed
- buy more plants to cover up the holes outside the house
- go to a nursery and get myself gardening equipment to experiment planting stuff that can be used in cooking
- getting Mary to come and clean the house from top to toe. Alternatively, I'll be happy if my sis would come and clean my glass doors to the TV room. No one does it as spotless as her, honest!
- get the $700+ KitchenAid mixer for my biscuits and cakes. I don't bake often but I promise I will if you'd get me either the black/white/silver one
- get the mini scratches on the car professionally painted
- redo Humaira's room
- pay Bibi to be the interior designer for our house
- get the pretty jewelled flowers like the ones in Bibi's house..which I'm sure costs a lot btw.
- ...
- ...
- ...

Oopss..maybe I do have a 100.
But for now, maybe I'll just get hubby to experiment cutting my hair when I get home.